WELCOME!

Guaranteed Issue Benefits

H elping
O ther
P eople
E veryday


NEVADA
RESIDENTS
(click here)

Questions?
Call or e-mail me @

702-755-2700



NON NEVADA
RESIDENTS
(click here)

You have taken the most important first step to affordable benefits.

     E-mail or call me with any questions @ 702-755-2700     You are closer to affordable benefits for you and your family!      E-mail or call me with any questions @ 702-755-2700     You are closer to affordable benefits for you and your family!      E-mail or call me with any questions @ 702-755-2700     You are closer to affordable benefits for you and your family!

Thanks for stopping by, my name is Joe Ratzsch. I was a small business operator in Wisconsin, Jane (my wife) and I ran two restaurants and a sports bar. Since moving to Las Vegas I wanted to find a career where I could share my knowledge and help people, either in or out of the small business environment. Then I discovered an Association with ton's of personel and health related benefits.

" I wish I had known about this when it was me
trying to squeeze every opportunity out of a dollar."

I am confident you will be impressed with not only the health benefits but all the money saving connections available through the
Association membership.

A testimonial from a health insurance agent:

I personally have this plan, as I am not able to obtain traditional health insurance due to a back injury in 2000. To give you an idea, when I didn’t have any coverage at all, my specialist office visits ran me $175, and my monthly prescription costs were in excess of $750.00. That was almost $1,000 a month I had to pay out, in order to stay out of pain. When I found this plan I decided to try it out and see… it had a 100% money back guarantee, so I really had nothing to lose.

The answer was immediate, when I visited my specialist, my per-visit cost dropped from $175 to only $70, and my prescription prices dropped from $750 down to only $245.00. Not only that, my regular doctor office visits went from $95 to under $30 per visit. This plan immediately started saving me money, and I am confident it can do the same for you. I was so happy, I decided to start selling it myself…I really do believe in it that much!

Brian D. Las Vegas, NV